body {
	margin: 0px;
	background-image:url(images/bck.jpg);
	background-position:left top;
}

#bor_left{
background-image:url(images/border_left.jpg);
background-position:right top;
background-repeat:repeat-y;
}

#bor_right{
background-image:url(images/border_right.jpg);
background-position:left top;
background-repeat:repeat-y;
}

#footer{
background-image:url(images/footer.jpg);
background-repeat:repeat-x;
background-position:left top;
height:25px;
}.copyright {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
	padding: 5px;
}
.copyright a:hover {
	color: #000066;
	text-decoration: none;
}
.body_text {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	padding: 10px;
	text-align: justify;
}
.sp_bullet2 {
	padding-top: 10px;
}

.sp_bullet {
	padding-top: 10px;
}


.img_margin{
margin-top:10px;
margin-right:10px;
margin-left:10px;
}

#faq a:hover{
text-decoration:underline;
}

#faq a{
color:#000099;
text-decoration:none;

}